Wednesday, January 4, 2012
♥ Saving!
and seeing money in my bank account makes me happy, because I've been eating into my savings a bit over the Christmas period, so I was able to pay that back, phew.
On the topic of money, I think being brought up in a Western society, and always being supported by my parents... money has never really gotten to me that much. I've never really worried about being short on money. But I guess as I get older, there are more things to think about... About celebrating a 21st, getting a new car... a wedding later down the track. And I have to remember that the more deeper I get into med - the less I'll be able to work - as the course becomes more demanding.
I've always tried to save half of what I earn at Vodafone, because I work so little at Reddot, I generally just spend whatever I earn from there...
But during the semester - and especially during exam time, I tend to eat through my savings a bit. I will take "loans" from my savings account... most of which I haven't paid back! And once you add them up, they total to around 2k! And all my travel flight costs and holiday spending money generally come out of my savings too.
Well this year, I'll be in my second year of med, and I'm hoping I can work at least 2 shifts a week ~ 15hrs, that should bring me an income of around $300/wk. Put away half for savings, then minus tithing, TEAR, sponsor child, phone bill, and I'll still have roughly $100/wk to spend... but then again, lunch at uni, a friend's birthday and breakfast or dinner with another friend or the bf, and even that gets chewed up pretty quickly.
But then technically, even though I put half away for 'savings', I still end up eating through it for travel / exam time etc... so... time to think of a new saving strategy?
As well as a better paying job?
I think so.
7:20 PM
Sunday, August 22, 2010
♥ savings
Labels: money
9:04 PM
Tuesday, June 8, 2010
♥ Lydia's List
Sajeda Begum wanted her three daughters to receive an education, but she and her husband had barely enough money for their daily needs, let alone school expenses. When Sajeda joined a women's self-help group established by Symbiosis Bangladesh she told the other women her dream. They encouraged her to make it a reality. So after careful planning, Sajeda took a loan of 2, 200 taka ($35) from the group's savings pool and opened a small nursery. Now her loan is paid off, her business is triving - and her daughters are all at school!
11:58 AM
Tuesday, October 13, 2009
♥ hot weather is coming
Labels: beach, chemistry, exams, hbio, maths, money, psyc, reddot, results, summer, uni, weather, work
10:27 PM
Saturday, October 10, 2009
♥ over the edge
Labels: boyfriend, church, driving, emo, exbf/exgf, friends, God, medicine, money, uni
10:45 AM
Friday, October 9, 2009
♥ 2busy4u
Labels: boyfriend, busy, exams, friends, money, reddot, study, time, weather
1:01 AM
Thursday, October 8, 2009
♥ the world and me
oh dear stats, i thought we had such a good thing going on! why must you break my heart?
Labels: food, life, maths, me, money, moody, tests, uni, work
5:01 PM
Wednesday, September 30, 2009
♥ yum! wayne cooper.
it also amazes how MUCH people can spend on shoes $_$
hundreds. maybe even thousands of dollars. for just one pair.
brandedness = $$$$
and as much as i think really expensive stuff is overrated,
i think it's silly how my student paid 30 bucks for ballet flats from spendless, when she could have gotten a nicer pair from betts for the same price. yes i said it. those shops that claim to sell "cheaper" aren't always cheaper. esp when the other more expensive stores have AWESOME sales.
it kinda reminds me places like target or kmart or even bigW... they are actually pretty expensive for what they are...
hmmm anyways. i went through basement at myer in the city today. and there wasn't much. as i was leaving i dropped by the shoe section. and found these sachi shoes which looked very similar to my sisters but in a different colour. so i took a pic and asked her if she wanted them.
and then as i was waiting for her reply i went around to the other side to look at the rest of the shoes on sale. and found theseeeeeeeeeeee.
last pair. just fits. shiny!
it's such a classic shoe, the black, shiny, point toe heeled shoes... can be used for businessy stuff or going out stuff... and i admit, it's something my sister would wear. too bad it only came in my size :)
actually i remember once in betts they had ones like these from zu on sale for 50, and i wanted to get them, but never ended up doing so......
but now i have these :) for less than 50 too ;)
Labels: branded stuff, clothes, money, shoes, shopping, sister
5:56 PM
Wednesday, September 16, 2009
♥ s e v e n
it's the last day today. i 'bumped' into him at the anhb lab place. i actually had a purpose of being there, and it had to be at that time too. but then again, i dont think i would have gone out of my way to "avoid" him anyways x)
we also talked on the phone for a bit about tomorrow. so yes. really, its just been getting slacker as the days progress, whoops >__>. but i'm feeling rather satisfied from this break. it's given me the space that i needed. and it's helped me make up my mind abt a few things. and i'll keep reminding myself that its a good option to go when things aren't going well.
i have a pretty cool surprise set for tomorrow. but i don't know how 'cool' it is anymore. hopefully it all works out. i'm quite excited.
i have realized i have no money. actually wait, i do have money. but not as much as i did a month or so ago. i shall have to spend wisely. esp since i'm not working so much anymoree due to weddings/holidays etc coming up...
i leave for ballarat in like ONE week. i didn't realize it was so soon. oh dear. should really begin speech writing.
human bio quiz nxt wk, it's on like SIX topics, compared to the usual two. arghhh!
marks all come out nxt wk (except psyc report) for the midsems/assignments... hopefully that will give an indication of how i'm going, and what subs i need to work on the most.
anywayssss, less than ten hours to go. i sound like a kid going to their first bday party :) excited much?
Labels: assignments, boyfriend, exams, hbio, money, psyc, sleep, zonta
11:59 PM
Monday, September 7, 2009
♥ gift ideas

don't you love presents.
i do!
i'm the kinda person who like to give either very typical stuff, or very useful stuff. sometimes thoughtful stuff, but usually practical.
my most common present that i give, is clothes. especially for guys. tshirts and jumpers...
for girls, i use to give lots of jewellery, but i've sorta stopped, because i find that if your like me, u just have way too much that u never wear half of them, so its kinda a waste i guess...
i usually buy things for people things i think they will like / use... and also that i would want if i was to get to it. i don't really like getting useless presents. unless they're nice like flowers (so generic), because it feels good to receive flowers don't u think?
presents that are cool / funny are good too. like cool toys and stuff, you don't really need them, but if they're cool or have meaning... then its a nice present.anyways. i was putting together a present for my mate in sydney. mate/exbf. uhh, it sounds kinda awkward i guess... but it was a good break up. the kind where ur great mates after. and not great enemies.
when i was thinking of a present for him, i guess it was kinda difficult because i had to take into account postage and handling... weight and shapee etc etc... and i know he's been going through a tough time, so i was hoping to go for something more along the thoughtful side.
then i remembered this one time i was surfing the net for thoughtful presents, and i came across a yahoo post saying something like, getting an umbrella and writing a note on it, saying how "sometimes you need to take a risk, and step into the rain"... corny stuff like that xD.
so i decided to put my own box together. but instead of using such generic sorta stuff, i put a lot of things that had to do with our friendship or the jokes we use to make. i tried to still keep it practical though. ahaha. there was a torch for his car... "to light the way when its dark and ur lost"... and random stuff like lynx bodywash named 'antihangover'... "to rejuvinate in the morning after those long nights"... and other random stuff like pictured sticktape "to mend all things broken" and sesame street bandaids "to heal all things bleeding in style". ahaha, and even a disposable camera "to capture those special moments".
each thing had a little tag attached by ribbon to each little part. and yeah it turned out pretty cool =). squeezing it into a postage bag was slightly difficult. i had to end up drawing a picture of an umbrella, because a real would wouldnt fit, haha.
otherwise yeah, that would have to be one of the coolest presents i've put together. it wasn't cheap though, so i don't think i'll be doing it again for a while, haha, its amazing how all these little things add up!
it's a good present idea though, for someone who has everything they want / need!
Labels: birthday, exbf/exgf, flowers, friends, money, presents, shopping
5:56 PM
Friday, September 4, 2009
♥ harbor town fun
NOT GOOD. $_$.
ahaha. but happy with my bargains =D. it's kinda like, i could have came home with just one thing, but instead i came home with a bunch of things ^^
so quite last minute, chris and aaron and steven joined nathan and i for a harbor town shopping spree =)
5:36 PM
Thursday, July 16, 2009
♥ my first night in charge @ RD =D
today i begun work at 12.
there was two conversations i had today, that took me back a bit and made me think.
the first one was with the full timer. she's 20 or something like that. and getting married next year. she's... a tad weird. she like takes off her sneakers to show her "blue" foot to customers saying how she walked into something blahbah) i was really shocked to find out she was getting married, because i didn't find her mature enough to handle a marriage. but then again, i guess im being pretty judgmental.
she told me today she had found out why she was sick the past two days - and i asked her how come. and she was like. in her exact words "im screwed". and i just stood there looking at her. and was like "ur pregnant?!" and yeah, i asked her what she was going to do, and she said she was going to wait til parents on both sides calmed down to discuss it properly. but she kept laughing while she told me her partner fainted when she told him.
yeah what caught me back was that she told me her mother said she was too young (as expected) and she didn't want her to keep it. i asked her what she wanted, and she said she had no say anyways. hmmm...
my second conversation was with the senior. i said something about how she should quite smoking =P and she was like "dont tlecture me girl!!" hahaha. and then i was like "i tried to get merida to quit, especially because she was pregnant" and the senior told me she quit when she was pregnant, but she still didn't help, she lost her twins. and i was like =/ and kinda lost for words.
anyways, those two conversations made me think quite a bit hmm.. esp because it was such a long day.
it wasn't until 5:15pm though, that i was left in charge. ahh.. it was tiring, stressful. especially this customer who caused such a confusion. i had to refund like 20 items. and put them through the till again -.-" and i kinda screwed up a bit... ^^"
yeah the other till ended up like $130 down =/ which is A LOT. i hope it doesnt reflect my managing skills, but yeah they need to talk to the girls on till =/ because... thats crazy.
otherwise, i cut myself like twice. argh! i dont like how my job involves so much physical work >__>
saturday - i'm opening the shopp! and in charge all dayyyyyyyy... with no help =/.
at least today the senior came back to help me cash up... but i'll be doing it all by myself on sat! gotta rmb to do payroll and all that stuff !!
*wooshhhaa*
10:36 PM
Thursday, May 21, 2009
♥ sticking to the diet
and these three women sat down. they already had a baby and i think they were trying to lose the fat that you gain when you pregnant (you know?)
anyways i overheard them talk about salads and food...
and after a while, one of them sat down with a salad from sumo salad - very healthy, good job right? but then she opens a 600mL bottle of coke.
and i started thinking to myself... "uhh, dude, if tryin to lose weight, whats the point of gettin a salad if ur just gonna drink coke?"
it just seemed, so... stupid at the time.
but when i draw parallels to my own life.
i have a dream, i have a goal... i have a way of getting there. a plan maybe.
but do i really stick to my plan... you see, at least that lady GOT a salad... where as in my situation, its like i walk straight past that sumo salad place...
maybe i looked through the window - but i don't bother stopping to buy anything, because those red rooster chips smell so much better... because they're cheaper... easier to eat on the go...
sometimes i don't even realize i walk past that salad place, because my eyes are so set on red rooster. i say i "want" to reach my goal (in this situation - losing weight) but, i dont.
is it because i can't find the time? because i don't have the money. or its just not that appealing.
all these lame excuses...
does it really just come down to how much i "want" it.
is it really as simple as - if you want it, you'll work for it. don't people get distracted? too busy? things don't go according to plan... it doesn't mean that i don't want it.
anyways, this blog entry will sound really stupid if you don't know what i'm talking about - don't worry, i'm not actually on a diet, and i will never pay $10 for a salad... but as i said, its drawing parallels... i dont even know if i make sense.. zzz
Labels: busy, food, money, motivation, overload, relationships, umat
11:46 AM
Wednesday, March 25, 2009
♥ things2do/reminders/note2self
READ ANTH BOOK!!!!!!!
do ANTH ASSIGNMENT!!!!!!!!!!
ilecture anth lecture (tuesdays)
ilecture psyc lecture (wednesdays)
stop spending money
pay parents back (books money that i used, phone bill, camera - maybe)
visit a doctor abt the vomiting
convert excel file to older version and check out work timetable for looksmart
stop shopping =/
stop spending o_____O
exercise more
sleep more
oh btw. i got a felix the cat top today! from myer xD for $6.25 or something. gah! i miss myer sales <3...
oh oh. and smiggle sale is <33333... cept they ran outta the pens i was hoping to stock up on. all wellssss... i got some good bargains =D cute stuff too!
jewellery shops - usually im a big sucker when it comes to jewellery sales. but i attempted to resist walking into them today. i did end up walkin to goldmark though, after my dad called me and told me he was going to be late. wasnt really anything great tbh xD looks like im getting better at resisting 8)
my sister & sister in law's bday coming up ... this weekend.... =/ will need to figure out what im getting them... uhoh. $_$
mmm it's heating up over the next week. back to shorts xD cept i must admit, at 645am... its way too cold for shorts! sigh.
Forecast for Thursday
Fine. Moderate to fresh E'ly winds, easing late morning
and shifting S/SW in the afternoon.
Precis: Fine.
City: Min 16 Max 32
Friday Fine. Hot. Min 19 Max 35
Saturday Fine. Partly cloudy. Min 15 Max 29
Sunday Fine. Windy. Min 14 Max 28
Monday Fine. Min 15 Max 31
Tuesday Fine. Partly cloudy. Min 15 Max 27
Wednesday Fine. Min 12 Max 28
Labels: anthropology, money, sales, shopping, things2do, uni, weather
5:30 PM
Friday, February 20, 2009
♥ time to breathe
and on reflection, i haven't been taking very good care of myself.
i've overloaded myeslf. yes i admit i have. i know i have.
but i thought i could handle it - and i did.
just at the expense of my health.
the exhaustion from the contiously lack of rest and sleep
but i'll be honest. i can take it. i guess i've been there, done that... and i know how to handle it. i can take it.
my to do list has surely gotten shorter. but i guess there's still important things still to do.
stuff like clean my room. write my yoty report. do ace online.
i've still got to get in touch with all my yoty hosts... as well as burn the photos to disc to post out.
well i should head off... iron my dress for 2moros 18th. also somewhat attempt to clean my room. oh and i must not forget to collate those photos to print - wait. i have no money to print photos. that will have to wait.
oh did i mention? im broke =( sigh! its time to get really serious about saving. i'm going to start recording my spending. louis has this system thing set up on excel that he's going to send to me so i can use. it'll be good to keep track of where all my money is going - especially since i need to pay off that debt.
ugh.
Labels: 18ths, busy, debt, health, life, money, sleep, yoty tour
9:05 PM







