Wednesday, January 4, 2012
♥ Saving!
it's PAYDAY
and seeing money in my bank account makes me happy, because I've been eating into my savings a bit over the Christmas period, so I was able to pay that back, phew.
On the topic of money, I think being brought up in a Western society, and always being supported by my parents... money has never really gotten to me that much. I've never really worried about being short on money. But I guess as I get older, there are more things to think about... About celebrating a 21st, getting a new car... a wedding later down the track. And I have to remember that the more deeper I get into med - the less I'll be able to work - as the course becomes more demanding.
I've always tried to save half of what I earn at Vodafone, because I work so little at Reddot, I generally just spend whatever I earn from there...
But during the semester - and especially during exam time, I tend to eat through my savings a bit. I will take "loans" from my savings account... most of which I haven't paid back! And once you add them up, they total to around 2k! And all my travel flight costs and holiday spending money generally come out of my savings too.
Well this year, I'll be in my second year of med, and I'm hoping I can work at least 2 shifts a week ~ 15hrs, that should bring me an income of around $300/wk. Put away half for savings, then minus tithing, TEAR, sponsor child, phone bill, and I'll still have roughly $100/wk to spend... but then again, lunch at uni, a friend's birthday and breakfast or dinner with another friend or the bf, and even that gets chewed up pretty quickly.
But then technically, even though I put half away for 'savings', I still end up eating through it for travel / exam time etc... so... time to think of a new saving strategy?
As well as a better paying job?
I think so.
and seeing money in my bank account makes me happy, because I've been eating into my savings a bit over the Christmas period, so I was able to pay that back, phew.
On the topic of money, I think being brought up in a Western society, and always being supported by my parents... money has never really gotten to me that much. I've never really worried about being short on money. But I guess as I get older, there are more things to think about... About celebrating a 21st, getting a new car... a wedding later down the track. And I have to remember that the more deeper I get into med - the less I'll be able to work - as the course becomes more demanding.
I've always tried to save half of what I earn at Vodafone, because I work so little at Reddot, I generally just spend whatever I earn from there...
But during the semester - and especially during exam time, I tend to eat through my savings a bit. I will take "loans" from my savings account... most of which I haven't paid back! And once you add them up, they total to around 2k! And all my travel flight costs and holiday spending money generally come out of my savings too.
Well this year, I'll be in my second year of med, and I'm hoping I can work at least 2 shifts a week ~ 15hrs, that should bring me an income of around $300/wk. Put away half for savings, then minus tithing, TEAR, sponsor child, phone bill, and I'll still have roughly $100/wk to spend... but then again, lunch at uni, a friend's birthday and breakfast or dinner with another friend or the bf, and even that gets chewed up pretty quickly.
But then technically, even though I put half away for 'savings', I still end up eating through it for travel / exam time etc... so... time to think of a new saving strategy?
As well as a better paying job?
I think so.
7:20 PM
